Start With Your Decision
Career choices are rarely lost on the math — they are lost on the parts of the math nobody wrote down: the commute hours, the bonus that never fully pays out, the pension match left on the table. Pick the decision you are facing and work through it with explicit numbers and adjustable assumptions.
Should I accept this job offer?
Compare an offer against your current job or a second offer on guaranteed pay, variable pay and risk, commute time, PTO and switching costs — with break-even thresholds and a negotiation target.
Start the full analysis →Is this promotion actually worth it?
A higher title often means more hours for a lower effective hourly rate. Check the real increase and the salary that would break even.
Check the promotion math →Can I afford to quit?
Test how long your savings last and how far you are from a six-month safety buffer before you hand in notice.
Test your runway →How long could I survive a layoff?
Savings, severance and benefits against your real monthly burn — and the emergency fund that would make you comfortable.
Check your buffer →Remote, hybrid or office?
Commute costs, commute hours, food and home-office costs per working pattern — and which arrangement wins for your numbers.
Compare working patterns →Should I go freelance or stay employed?
Translate a salary into the day rate you would actually need — including the unpaid gaps, admin time and benefits you give up.
Price the switch →Did my raise beat inflation?
A raise below inflation is a pay cut in disguise. See your real purchasing-power change and the gap to market.
Check your real raise →Is relocating economically worthwhile?
Salary change against cost-of-living change, with the payback period on your relocation costs.
Weigh the move →How Econified approaches decisions
Every analysis here follows the same principles: the formula is shown, the assumptions are yours to change, qualitative factors are never silently converted into money, and when two options are close we say so instead of manufacturing a winner. Calculations run in your browser; the free calculators require no account.
The job offer decision workflow is the most complete: it combines compensation, risk, time and costs into one saved, printable case. The other decisions link to focused calculators today and will graduate into full workflows based on what people actually use.