Methodology and corrections

Econified calculates scenarios from inputs you supply. It does not predict job offers, establish tax liabilities or certify that a career decision is safe.

Reproduce the arithmetic

For example, $75,000 divided by 40 hours × 52 weeks is $36.06 per hour. Holding annual pay fixed and reducing work to 48 weeks gives $39.06 per hour. This measures a different schedule; it does not imply that unpaid leave leaves annual earnings unchanged.

Read each result in its own units

• Gross salary is before deductions.
• Cash savings are avoided expenses; they are not gross wages.
• Benefits can have value without being immediately spendable.
• Time value reflects your preference, not cash income.
• Cost-of-living ratios compare a specified basket. They are not local salary or exchange-rate estimates.

Sources and examples

Examples on this site use stated assumptions. Defaults are editable scenarios, not verified averages. Links to official sources support specific US tax and benefits explanations. Your employer documents and the applicable rules determine your situation.

Currency handling

The currency service requests USD-based exchange rates from open.er-api.com and caches them for 24 hours. If the request fails, approximate fallback rates may be used. These are display conveniences, not transaction quotes or a tax conversion service. Guide examples remain in their stated currency. Keep all monetary inputs in a comparison in one currency.

Local calculation and optional saving

Calculator arithmetic runs locally. Decision cases can be kept in browser storage, or explicitly saved to an optional account. See the privacy policy before using cloud storage or sharing a case.

Corrections made September 5, 2026

• Paid leave is included in salary and is no longer added to it as extra compensation.
• Remote-work savings now scale with remote days. Cash and personal time value are separate.
• Layoff runway now respects benefit duration and cash running out before future payments.
• The meeting tool no longer labels an arbitrary percentage as cost per decision.
• The freelance tool no longer presents an arbitrary risk score as a validated measure.
• Country salary estimates were withdrawn pending traceable location data and a verified currency model.

Found a discrepancy? Send an anonymized example with the page and expected result.