Make Data-Driven Career Decisions.
Compare commute costs, contractor rates and job offers with free calculators. US-focused examples, adjustable assumptions, no account required.
Work Decisions.
Clear Numbers
See what commuting costs, what contractor rate replaces your salary, and how benefits change a job offer.
Four useful places to start
What does my commute cost?
Separate driving, parking and tolls from the value of your time.
See a worked commute exampleWhat 1099 rate matches my W-2 salary?
Include billable weeks, replacement benefits and business expenses.
Understand the contractor premiumHow much is my paid time off worth?
Compare paid leave and pay per hour actually worked.
Explore salary and benefit toolsWhich job offer has more value?
Compare salary, bonus, 401(k), equity and health benefits.
Read the offer comparison guideStart With Your Decision
Pick the choice you're actually facing — each path combines the relevant numbers instead of leaving you to juggle calculators.
Should I accept this job offer?
Compare offers on pay, risk, commute time and costs — with break-even thresholds and a negotiation target.
Can I afford to quit?
Test your savings runway against a six-month safety buffer before you hand in notice.
Is this promotion worth it?
More money, more hours — see the real change in your effective hourly rate.
Remote, hybrid or office?
Commute money and hours per working pattern, priced at your own value of time.
Newest Tools
Raise vs Inflation Calculator
See whether your pay raise actually beat inflation, how it compares to the market rate, and what your new salary is really worth in last year's money.
NewGeo-Arbitrage Relocation Calculator
Quantify the real financial impact of relocating to a cheaper city while keeping a remote job: disposable income change, relocation payback period, and your salary's true purchasing power.
NewCommute vs Hybrid vs Remote Calculator
Compare the true annual cost — money and time — of working fully onsite, hybrid, or fully remote, and see which working pattern is economically optimal for you.
Utility Calculators
Hourly to Salary Calculator
Convert hourly pay into annual salary using adjustable assumptions (hours/week, weeks/year).
Salary to Hourly Calculator
Convert your annual salary into an equivalent hourly wage.
Freelance Rate Calculator: What Should You Charge?
Calculate your minimum freelance hourly rate based on target income, overhead costs, and realistic billable hours. Stop undercharging.
Monthly to Yearly Salary Calculator
Quickly convert your monthly wage into a full annual salary figure.
Daily Rate to Salary Calculator
Convert your daily consulting or contract rate into an equivalent annual salary.
Annual Salary to Monthly Calculator
Convert your annual gross salary into a standardized monthly equivalent.
Weekly Pay to Annual Calculator
Calculate your total annual income based on your projected weekly pay.
Contractor vs Employee Calculator: 1099 vs W-2
Compare a 1099 hourly rate with a W-2 salary. Calculate your break-even contractor rate after unbillable weeks, benefits and business costs.
Remote Pay Cost of Living Adjuster
Calculate how much a remote salary offer is truly worth in your local city by applying cost-of-living index numbers.
Biweekly to Annual Salary Calculator
Convert your biweekly paycheck amount into an estimated annual and monthly salary based on 26 pay periods.
Commute Cost Calculator: Driving, Parking & Time
Calculate monthly and annual commuting costs, including mileage, parking, tolls and time. Compare driving to work with a hybrid or remote schedule.
Salary Increase & Raise Calculator
Calculate the percentage increase, total annual jump, and monthly impact of a salary raise or new job offer.
PTO Value Calculator: Paid Time Off & Hourly Pay
Estimate the salary value of PTO and paid holidays, and your pay per hour actually worked. Compare vacation packages without double-counting salary.
Job Offer Comparison Calculator: Salary & Benefits
Compare two job offers side by side: base salary, bonus, 401(k) match, annual equity, health benefits and stipends. See the annual compensation difference.
Extra Work Hours & Effective Pay Calculator
See how extra working hours change salary per hour. Compare actual hours with a reference schedule.
Is My Promotion Worth It? Break-Even Calculator
Calculate if a promotion is actually worth the extra hours. Find your break-even salary and see if your effective hourly rate goes up or down.
Remote vs Office Calculator: Is Remote Work Worth It?
Calculate the true financial value of remote work vs office. Factor in commute savings, rent arbitrage, food costs, and reclaimed time.
Freelance Runway & Revenue Buffer Calculator
Estimate cash runway and an hourly revenue target using your own spending, contingency and billable hours.
When Can I Quit? Calculator
Explore the time to a savings target using an adjustable savings rate and return assumption. A planning scenario, not a safe-to-quit date.
Layoff Survival Calculator
Calculate your financial runway and determine how long you can survive without a regular paycheck.
Cost of Meetings Calculator
Calculate the true financial impact of organization meetings based on participant salaries and duration.
Raise vs Inflation Calculator
See whether your pay raise actually beat inflation, how it compares to the market rate, and what your new salary is really worth in last year's money.
Geo-Arbitrage Relocation Calculator
Quantify the real financial impact of relocating to a cheaper city while keeping a remote job: disposable income change, relocation payback period, and your salary's true purchasing power.
Commute vs Hybrid vs Remote Calculator
Compare the true annual cost — money and time — of working fully onsite, hybrid, or fully remote, and see which working pattern is economically optimal for you.