Contractor & Freelance Economics

Going independent carries risks, taxes, and missing benefits. Use these tools to figure out the exact rate you need to charge to beat your salaried job.

Contractor vs Employee Salary Comparison

Compare a full-time salary against a specific hourly contract rate to see which actually pays more.

Freelance Rate Calculator: What Should You Charge?

Calculate your minimum freelance hourly rate based on target income, overhead costs, and realistic billable hours. Stop undercharging.

Freelance Risk Calculator: Can You Afford to Go Independent?

Stress-test your freelance finances. Calculate your burn rate, savings runway, and the probability of a revenue gap before you quit your job.